Exchange apartments for a private house: the nuances of the transaction
Real estate transactions include the exchange of apartments for a private house. The benefit for city dwellers in this case is the proximity to nature and the absence of the effect of the “anthill”. With this option of the transaction there is a possibility of saving money: the cost of a small house in the suburbs is often cheaper than an apartment in the regional center.
What to count on
Making the exchange of apartments for a private house, you should exclude the option of real estate in a new cottage settlement. Even with the equivalent transaction offered by the agency at cost, it is necessary to take into account additional costs: communications and decoration of a country object.
Houses in new cottage settlements are rented "for final finishing". That is, a building with bare walls (brick or concrete) and a floor screed is proposed. Also in the newly built villages mainly build houses with a large area of 150 square meters. Therefore, when exchanging city housing for a new house, costs or surcharges for extra meters often go.
Accessible exchange of privatized apartments for a private house - built from the 70-80s, located on the territory of newly built villages. In this case, options are offered that are completely ready for living: communication, developed infrastructure, a rather large building footage.
Mostly houses in the suburbs are not on the balance of utility organizations. City residents who purchase suburban real estate will have to independently serve the adjacent area to the object. This requires the physical strength of the owner or the material costs of the employee.
When exchanging an apartment for a secondary building, in some cases it is necessary to change or repair the communication: water supply, electrical wiring, gas equipment.
Making the exchange of an apartment for a private house, you may need to repair the premises: living rooms, garage (if any). Additional costs can grow in a decent amount.
The accessibility of the area where the house is purchased is also taken into account. If the family has a car, then it does not matter much. But if there is no car, then it is necessary to take into account the proximity of the transport hub: stops, train stations, so as not to waste extra money on a taxi.
Such real estate transactions are regulated by 31 articles of the Civil Code of the Russian Federation: one party transfers personal property to another person, and in return receives property of that party. If the price of replaceable property is the same, then the exchange is recognized as equivalent. If the value of one object is higher than another, the transaction is unequal, an additional payment is made by one of the parties to the contract.
The parties to the transaction independently agree on the amounts of the surcharge. Conditions for the exchange are fixed in the contract, which is drawn up by a notary.
Making an exchange of an apartment for a private house, it is necessary to prepare documents:
- transaction agreement;
- cadastral documents on replaceable objects;
- documents on registration of property rights for each housing;
- the consent of the spouses (in the case of marriage), notarized;
- acts of transfer for each replaceable object;
- certificates from the house register book about tenants;
- certificates of state duty for conducting housing registration;
- passports of participants in the transaction.
The contract is drawn up by a notary. Required items: total and residential area of objects, the exact address and plan, the estimated cost of housing in the BTI. Copies of property ownership papers are attached to the contract.
If minor children, disabled or incapacitated family members are registered in the house or apartment, then when drafting the contract documents from the guardianship authorities are attached.
When purchasing suburban real estate (the exchange of apartments for private houses), you should check the individual number of the object on the inventory. On a plot of land should be drawn up a state act.
Exchange of urban housing for suburban construction - simple procedural actions. The main thing is to check the "purity" of all participants in the transaction and replaceable objects. It is also taken into account that only a privatized apartment can be exchanged for a house.